The Crisis of Affordability in California’s Health Care

The rising cost of healthcare in California is a major concern that has been extensively studied and discussed. This resource provides a comprehensive overview of the affordability crisis, covering the causes, impact, and potential solutions. Readers are encouraged to delve deeper into the source reports for more information.

The excessive spending in the healthcare system is detailed in this section. While high or growing healthcare spending can be beneficial if it means better care for Californians, it is clear that excessive spending does not result in improved care. Experts believe that excess spending can be reduced without compromising access to care or its quality.

This section identifies the sources of excess spending in the healthcare system, with independent research estimating that 20-25% of healthcare spending in California is excessive, amounting to approximately $81 billion to $101 billion annually. The major drivers of excess spending are also highlighted, along with examples to illustrate this point.

The impact of high healthcare costs on Californians is discussed in this section. Families in California feel the financial strain of healthcare costs through higher insurance premiums and deductibles, lost wages, and taxes. The section also highlights how healthcare has become unaffordable for many, particularly affecting Black and Latino/x Californians, as well as those with lower incomes.

This section focuses on potential solutions to the healthcare affordability crisis. It highlights the policy and regulatory options available to California’s Office of Health Care Affordability in addressing this issue.

By Editor

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